Snap the receipt. The entry is ready.

Caunto is bookkeeping software for Finnish sole traders (toiminimi). It suggests entries from receipts and bank lines. You check and approve.

Lokakuu

Esimerkki Toiminimi

Tarvitaan sinulta

Esimerkkitukku OyTarvikkeet & ostot · ALV 25,5 %−125,50 €Hyväksy

Kahvila EsimerkkiKuitti puuttuu · 14.10.−12,50 €Kuvaa kuitti

Asiakas Malli OyMyyntilasku · Kohdistusehdotus+620,00 €Tarkista

Fig. 1The home screen lists what is waiting for you. Caunto has already suggested an account and a VAT rate.

A photo of the receipt is enough.

Take a photo, upload a PDF or forward the receipt by email. Caunto reads the supplier, date, total and VAT, and suggests an account.

You decide the account and the VAT rate. The suggestion waits until you approve it.

Toimittaja: Esimerkkitukku Oy
Päivä: 8.10.2026
Summa: 125,50 €
ALV 25,5 %: 25,50 €
Tili: Tarvikkeet & ostot

Fig. 2The receipt and the suggestion Caunto saved for it, side by side. The app itself is in Finnish.

Bank lines arrive on their own.

The bank connection runs through Enable Banking, a licensed account information service. Access is read-only, so Caunto cannot move money. When a receipt and a bank line belong together, Caunto suggests the match.

You confirm every match. A line without a receipt stays under Selvitettävät (to be resolved) until you deal with it.

Pankkitapahtumat

Lokakuu · Yritystili

8.10.Esimerkkitukku OyKuitti 8.10. · Tarvikkeet & ostot−125,50 €Täsmää

14.10.Kahvila EsimerkkiKuitti puuttuu−12,50 €Kuvaa kuitti

20.10.Asiakas Malli OyKohdistusehdotus · tarkista+620,00 €Hyväksy

31.10.Pankin palvelumaksuPankkikulut−6,00 €Täsmää

Fig. 3October bank lines. One receipt is missing, one match is waiting for you.

VAT figures, ready for OmaVero.

Caunto works out the VAT on the period’s sales and purchases and shows it under the same field numbers OmaVero uses. Open any figure to see the receipts behind it.

OmaVero-luonnos

Ilmoituskausi lokakuu 2026 · eräpäivä 12.12.

301

Vero kotimaan myynnistä 25,5 %

Myynti (veroton)2 000,00 €

Vero510,00 €

307

Kauden vähennettävä vero

Vero76,50 €

308

Maksettava vero

433,50 €

Ilmoita ja maksa OmaVerossaMerkitse valmiiksi

Fig. 4The OmaVero draft for October. Fields 301, 307 and 308 go into OmaVero as they are.

You file the return yourself in OmaVero. Caunto sends nothing to the Finnish Tax Administration on your behalf.

301: VAT on sales, from sales receipts and sales invoices.
307: Deductible VAT on purchases, from purchase receipts and invoices.
308: The difference: tax to pay, or tax to be refunded.

Close the month when everything matches.

Month-end gathers what is still open in one place: receipts to approve, bank lines to match, items to resolve and the VAT return. When every point is done, you can close the month.

KuititKaikki kuitit on hyväksytty
PankkitapahtumatKaikki rivit täsmäytetty
SelvitettävätEi avoimia eriä
ALV-ilmoitusMerkitty annetuksi

LokakuuKuukausi on suljettu.

Fig. 5Month-end once all four points are done.

You decide when the month closes. Receipts, invoices and transactions in a closed month can no longer be changed.

Where your data lives.

Read about security

Server: In Germany (netcup). Traffic goes through Cloudflare.
Connection: Encrypted with TLS from browser and app to the server.
Backups: Daily.
Bank: Read-only access through Enable Banking.
Sign-in: Password, Google, Apple or a passkey.
Retention: Bookkeeping records are kept for six years, as the Finnish Accounting Act requires (KPL 2:10).

Caunto is a free beta right now.

You get the web app and the iOS app as a TestFlight beta. Prices will be published before anything is charged.